01244 322722

GrahamCarter Client Login

Contact Us

Retirement Planning

Saving for your retirement is one of the most important investments you will make. However, there are so many options available that sometimes retirement planning can seem overwhelming. Our retirement planning service offers:

✓  Tailored advice on pension and other savings

✓  An evaluation of how you can meet your retirement income needs

✓  Consideration of the retirement options available to you


Over time you may have accumulated numerous plans. These plans can be expensive and may or may not be invested in suitable funds. On the other hand, older policies can benefit from valuable guarantees. We offer a review service which involves:


"Saving for your retirement is one of the most important investments you will make."

When you reach retirement it is important to ensure you have sound financial plans in place to help ensure that care is taken of your future income needs.  With life expectancy increasing all the time, retirement can represent a third or more of one's lifetime.  Thus any decision to take your benefits will have implications over a long period of time.  Guidance through the range of options will be key to you selecting the most appropriate choice for you.

Options at Retirement

✓ Establishing whether your current pension contributions are sufficient

✓ Analysing and critically reviewing the asset allocation of your pension investments across all your pension plans

✓ Projecting the value of your pensions at selected retirement date to determine the income they might produce

✓ Analysing the costs and investment performance of your pension plans relative to its peers

 ✓ Recommending how the asset allocation of your pension investments might be adjusted based on your attitude to investment risk and the number of years you have until retirement

Useful Links

retirement planning pic pension transfers pic personal pensions pic 14 Budget Pension Changes Pic Back